Housing Aid Policy of the University of Tunis El Manar (UTM)

The University of Tunis El Manar (UTM) implements a comprehensive housing aid policy that supports students, staff, and faculty while also engaging in community outreach to address broader housing challenges. For students, UTM collaborates with university residences to provide subsidized accommodation, prioritizing those from disadvantaged regions, international students, and refugees. Financial assistance is available to help cover housing costs, complementing national and international scholarships. The university also partners with local and international associations and NGOs to offer temporary or permanent housing solutions for students facing financial or logistical difficulties.

To support its staff, UTM offers affordable flats and houses to specific categories, such as early-career academics, visiting professors, and international faculty members. This initiative ensures that staff and faculty have access to reasonably priced and comfortable living arrangements, fostering a supportive work environment and aiding in talent retention.

As part of its community outreach efforts, UTM actively engages with the local community to address housing challenges. The university collaborates with municipalities, housing associations, and non-governmental organizations to identify housing needs and explore innovative solutions for affordable and sustainable living spaces. In partnership with these stakeholders, UTM promotes projects aimed at alleviating housing shortages, particularly for vulnerable populations.

A unique aspect of this outreach involves the contributions of UTM’s construction and building engineering students. Through practical projects and supervised initiatives, these students design and propose housing solutions that emphasize affordability, sustainability, and efficient use of resources. Their involvement not only enhances their educational experience but also provides valuable support to local communities.

In addition, the Inclusive University Unit, led by Prof. Fadhila Darraji, ensures that students with disabilities have access to adapted housing, reflecting UTM’s dedication to inclusivity. The university also assists students, staff, and faculty in finding affordable private housing by connecting them with partner landlords and agencies. These efforts collectively demonstrate UTM’s commitment to addressing housing needs within the university and the surrounding community, promoting equity and well-being for all.

Please check also our university accomodation services:

https://utm-shine.com/accomodation-and-food-halls/

ويذكر أنّه تم بمقتضى الفصل 26 من قانون المالية التكميلي لسنة 2015 تمكين الأشخاص الطبيعيين لغاية ضبط دخلهم الصافي الخاضع للضريبة على الدخل، من طرح فوائض القروض المخصصة لاقتناء أو لبناء محل واحد معدّ للسكنى لا تتعدّى قيمة اقتنائه أو كلفة بنائه 200.000 دينار دون اعتبار الأداء على القيمة المضافة وذلك شريطة ألا يكون المنتفع بالقرض مالكا لمحل آخر معد للسكنى في تاريخ الانتفاع بالطرح. ويطبّق هذا الإجراء كذلك على عمليّات الاقتناء أو البناء في إطار عقود بيع مرابحة

It is worth mentioning that, pursuant to Article 26 of the Supplementary Finance Act of 2015, individuals are allowed, for the purpose of determining their net taxable income, to deduct the interest on loans taken for the purchase or construction of a single residential property, provided that the value of the property or the cost of its construction does not exceed 200,000 Tunisian dinars (excluding VAT). This is on the condition that the beneficiary of the loan does not own another residential property at the time of benefiting from this deduction. This measure also applies to purchase or construction transactions carried out under Murabaha sale agreements.

Article 26 of the Supplementary Finance Act